Military & Veterans
You served. Your home loan should serve you.
The VA home loan is one of the most powerful benefits available to veterans, active-duty service members, National Guard and Reserve members, and qualifying surviving spouses. Tennyson helps military buyers use their entitlement across Metro Atlanta, from first homes near base to long-term family homes in the best school districts.
The Benefit Package
Why the VA loan changes the math
No down payment
VA loans do not require a down payment. Zero-down financing is the norm for eligible borrowers with full entitlement.
No PMI
Unlike most conventional loans, VA loans carry no private mortgage insurance, saving hundreds of dollars every month.
Competitive rates
Because the VA guarantees a portion of the loan, lenders can offer lower, more competitive interest rates.
Seller concessions
The seller can pay closing costs and up to 4% of the loan amount in concessions, reducing your out-of-pocket costs.
No loan limits
Borrowers with full VA entitlement face no loan limits, which matters in Metro Atlanta's higher price ranges.
Flexible credit
VA underwriting allows more flexible credit standards, making homeownership reachable for more service members.
Georgia Extras
Georgia stacks more benefits on top
Peach Plus PEN/CHOICE
Georgia's Peach Plus down payment assistance includes a PEN/CHOICE option for public protectors, educators, nurses, healthcare workers and active military. It covers 4% of the purchase price or up to $12,500, whichever is less, with higher income and price limits than the standard program.
Disabled Veteran Homestead Exemption
Georgia grants homestead property tax exemptions to qualified disabled veterans, extended to un-remarried surviving spouses and minor children. It can meaningfully lower the annual tax bill on your home.
Not every lender speaks VA fluently
Tennyson connects military buyers with lenders who originate VA loans regularly, so your entitlement, your funding fee and your timeline are handled correctly from the start.
Your Next Posting
Let's find your home in Metro Atlanta
Whether you are PCSing to the area, using your VA entitlement for the first time, or buying your forever home, Tennyson will help you understand your benefit and use it well. Service members deserve an agent who treats their move with the same care they bring to their duty.
Talk to you soon.
Check your VA buying power